Tranche 2 doesn't have to be stressful. One friendly platform supports every AUSTRAC obligation end-to-end — risk assessment, policy, KYC, monitoring, reporting — and gets your small or medium business set up in under 15 minutes. Free until July 1st.
Tools your customers already use — plus every other site — instantly via Chrome & Edge.
Why teams choose us
Three things small and medium businesses really care about when Tranche 2 lands: keeping costs down, getting it done quickly, and not needing a law degree to use it.
Cost
Then from $69/month annual, or $89/month.
Competitors charge $500+ for the same coverage. Cancel anytime. You only pay for the KYC and KYB checks you actually use — or pass that cost to your client and pay nothing.
Speed
Signed up and set up in under 15 minutes.
Streamlined for AUSTRAC regulations. A friendly wizard generates your AML/CTF program automatically — ready to tailor to your business.
Ease
Designed so small teams can run compliance without a big back office.
Built for any team member to operate. Friendly walkthroughs and built-in training get your staff up to speed in under five minutes.
The path to compliant
AUSTRAC Tranche 2 broken down to its essence — and how long each step actually takes when you're using Instant Compliance.
Prefer a guide? Our team will walk you through every step on a free video call — no obligation. Book a free meeting
Every year, you need to do a risk assessment on your business. We've turned this into a simple, easy-to-fill form. You can even sync it with your calendar so you never forget your annual check-up.
Normally
2–4 hours
With Instant Compliance
You'll need to pick a Compliance Officer and have a solid AML policy. We make the officer role so easy that anyone on your team can handle it. Plus, we auto-generate your policy using your business details and keep it aligned with AUSTRAC rules.
Normally
2–4 weeks
With Instant Compliance
Bring your team on board in seconds. Everyone gets a risk rating and a streamlined 5-minute training package. They'll get their own account to do the training and easily flag anything suspicious.
Normally
1–2 days
With Instant Compliance
There are three ways to run your KYC and KYB checks. The easiest? Just pop in their email — we send them a fully-branded form that takes a minute to fill out and runs identity verification in seconds. And you choose who pays: cover it yourself, or have the customer pay us directly so the check costs you nothing.
Normally
30–60 min
With Instant Compliance
Whenever you handle money for clients, just log the transaction. It's as easy as uploading a document — we pull out all the details for you. The platform suggests a risk rating and flags anything that looks off for your review.
Normally
15–30 min
With Instant Compliance
First, get registered with AUSTRAC. From there, Instant Compliance makes it a breeze for your compliance officer to handle all required record-keeping and reporting — Suspicious Matter, Threshold Transaction, the lot.
Normally
4–8 hours/mo
With Instant Compliance
Free setup call
Book a time and our Australian team will join you on a video call — walk through the six steps, screen-share the platform, and answer your Tranche 2 questions. Friendly, jargon-free, no hard sell.
New feature · Reliance
From 1 July 2026, every professional involved in a property transaction — the agent, conveyancer, lawyer, and accountant — must conduct their own customer due diligence. Without Reliance, that means four separate identity requests to the same client. With Instant Compliance Reliance, a verified check from one firm can be shared with every other firm in the transaction. Your client verifies once. Every firm meets its obligations.
Choose your path
Three places to start, depending on how familiar you already are with Tranche 2.
A plain-language guide to Tranche 2 — what it is, who's affected, and what the obligations actually look like in practice.
Explore the guideGet set up in under 15 minutes. Our platform generates your AUSTRAC-ready program — built for teams without in-house compliance expertise.
Our mission is to make Tranche 2 compliance simple. Bank-grade software, priced so any Australian business can afford it.
Forget API integrations and IT projects. Instant Compliance runs as a lightweight Chrome and Edge extension — alongside your CRM, banking portal, accounting software, or in-house tools.
Available on
Already compliant in
50+ tools
+ 38 more — plus any other web app you use. The extension auto-detects compliance work and streamlines it in the background.
Two-click install. No API keys, no procurement, no waiting on your software vendor.
Works with every web app — including niche industry tools and platforms with no public API.
Your team keeps using the tools they know. Compliance work, streamlined into your existing workflow.
The platform
Eight modules covering every AUSTRAC obligation — built into one platform.
Proudly Australian madeOur founder, Simon Giles, has spent the last 15 years building startups — always with the same instinct: take something complicated and make it feel obvious. With a background in user-experience design, he founded Instant Compliance to do exactly that for AUSTRAC.
Alongside him, Mike Giles leads engineering as CTO — three decades of financial-technology experience across Australia, the UK and the US, turning the simple front-end into the audit-grade platform behind it.
“Compliance shouldn't be a punishment for running an honest business. We built Instant Compliance so any Australian business can be Tranche 2 ready in 15 minutes — properly, not painfully.”
Free until July 1st, 2026
Get AUSTRAC-ready in under 15 minutes. If it's not right for you, cancel anytime with one click — and we'll be in your timezone if you need a hand.
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