Real Estate
AML Compliance for Real Estate Professionals
AML/CTF software for real estate agents, property managers, and conveyancers preparing for Tranche 2 obligations.
Get your free trialWhat Tranche 2 Means for Real Estate
From 1 July 2026, real estate businesses providing designated services are reporting entities under the AML/CTF Act and need an AML/CTF program. Whether these obligations apply to you depends on the designated services you provide. Check with AUSTRAC or a qualified adviser. Instant Compliance provides tools to help you set one up.
Industry Challenges
- •High-value cash transactions requiring threshold reporting
- •Complex beneficial ownership structures in property investments
- •PEP screening requirements for international property buyers
- •Rapid succession of property transactions creating monitoring challenges
- •Identifying suspicious patterns in property purchases and sales
Your Obligations
- Customer identification and verification for all parties in property transactions
- Enhanced due diligence for high-value and high-risk transactions
- Beneficial ownership identification for corporate and trust buyers
- Ongoing customer due diligence and monitoring requirements
- Suspicious matter reporting to AUSTRAC for unusual transaction patterns
- Transaction monitoring and comprehensive record-keeping for 7 years
Our Solutions
- Automated identity verification for buyers, sellers, and beneficial owners
- Risk-based CDD workflows for property transactions
- Purpose-built workflows compatible with property management systems
- Report preparation tools for the expanded Tranche 2 reporting obligations
- Transaction monitoring detecting unusual patterns or ownership structures
- Audit trail to help you evidence your work in regulatory examinations and compliance reviews
Purpose-Built for Real Estate Professionals
Tools designed for the compliance needs of your industry
Customer Verification
Identity verification and due diligence tools for your industry.
Risk Assessment
Industry-specific risk scoring and profiling based on sector-specific risk factors.
Transaction Monitoring
Monitor transactions for patterns and thresholds relevant to your business type.
Report preparation
Prepares suspicious matter and threshold transaction report content for your compliance officer to review and lodge with AUSTRAC.
Program documents
AML/CTF program templates for your industry, for you to review, tailor and adopt.
Records & audit log
Record-keeping and audit trails to help you evidence your work.
Key Steps for Real Estate Businesses Under Tranche 2
Key steps to set up your program
Develop AML/CTF Programs
Draft AML/CTF program documents based on your business details and risk profile, for you to review and adopt.
By July 1, 2026Implement CDD Procedures
Establish customer due diligence procedures including identification and verification processes.
Before onboardingTransaction Monitoring
Set up systems to monitor transactions for suspicious activity and reporting thresholds.
Ongoing requirementStaff Training
Train all staff on AML obligations, red flags, and reporting procedures.
Regular trainingIndustry-Specific Integrations Coming Soon
We're building seamless integrations with the software platforms real estate professionals use every day. Want to see your platform integrated first?
Request an IntegrationReady to Prepare Your Real Estate Business?
Get started with Instant Compliance. Start your free 2-week trial today!
Start Your Free TrialImportant: Instant Compliance is software, not compliance advice.
Our tools help you prepare, record and manage an AML/CTF program. They do not provide legal or compliance advice and do not guarantee compliance with the AML/CTF Act. Your business remains responsible for meeting its own obligations and for every decision it makes using these tools. Instant Compliance is an independent software provider and is not affiliated with, endorsed by or acting on behalf of AUSTRAC or any government body. Read what we do and what stays your responsibility